So I got into UAF which is really exciting because I just want to be DONE with school. I'm so over it at this point and I'm kinda mad at myself that its taken this long.
My dilemma is this, my current job will pay for my school (business degree) if i continue to work 40 hours. This was the exact same deal as my old job. I get good grades and prove to work that I'm awesome, and they pay me back. I've already been approved for a FAFSA loan which would cover all the costs up front and then work would pay me back. I'd then put all the money work would repay me and put it into an account so that when I have to start paying back those loans, I'll have all the money upfront. Sounds like a pretty good/easy deal! EXCEPT, it will continue to take me FOREVER to finish school.
My other option is to quit my job, take out loans and bust out school. I would have done this years ago but I have this immense amount of fear about taking loans out. I absolutely HATE owing people money and that would be a lot of money to owe. Plus I'm so close to paying off my car loan, it would be a huge bummer to see my debt go up again. The only reason I took out a loan for my car was because I was car less and I couldn't keep borrowing my parents cars or bumming rides off people. I'd also have to find a part time easy job so I can pay my cell phone and other essentials. I'm not sure what I would do to help out with the house bills since I currently buy all groceries, electricity and heating oil. I wouldn't want Erich to have to pay for all of that! Its another little quirk of mine, I hate depending on other people money wise. I absolutely hated it when I couldn't find a job when I first moved up here and Erich had to help me out with my bills.
I've pretty much already decided what I am going to do. I'll go to school slowly and work full time. I'm not thrilled with the idea, but I think its the best option for me at the moment. Plus, I won't really have to deal with my anxiety of having loans. I'm going to call and make an apt to see an adviser (I had to cancel my original one since the dog got spayed and was a hot mess for a week!) to see where I stand and what my options are. And back to school once again I go...
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Well if you end up deciding, after working and schooling, to just do school - student loans are good debt. It's really not that stressful having them! Love you! ~L
ReplyDeleteall debt is stressful to me! i hate owing someone $5 even. its that bad!
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